What is the definition of Affordable Life Insurance?

Affordable life insurance, my friend, is like buying a ticket to a theme park but with the guarantee that if you don't end up getting sick, you get a free popcorn and a ride that lasts a lifetime. But here's the kicker - it's not exactly cheap when you factor in all the insidious side effects of premiums and the unthinkable scenario of being stuck in a waiting room for years, wondering how you're supposed to keep your retirement fund intact when your only 'insurance' policy is a ticking time bomb.

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Example sentence: "After finally getting diagnosed with the flu, I decided 'affordable life insurance' was like a magician's trick - it looked so simple, I thought I'd just buy a life ring and float away."